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Client Focused Personalized Approach

Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions, and planning that result in financial clarity, security, and overall financial health.

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Pieces of the Future

Financial guidance that empowers women to build confidence, grow wealth, and take control of their financial futures with clarity and support.

Insurance Solutions

Depending on your unique retirement goals, one of our insurance solutions may strike the right balance between risk aversion and reliable income.

Generational Vault

A virtual “safety deposit box” for our clients to upload important documents and view financial information with a secure portal to send and store confidential financial documents.

Life Insurance

Life insurance may provide some comfort for the policyholder because their loved ones will receive a death benefit when they pass away. It can also offer a number of benefits that may make it a valuable tool.

MEdicare

While there is no shortage of things to plan for in retirement, it’s critical to address your health concerns by crafting a comprehensive health care strategy. There are various ways to accomplish this, with Medicare being the most important for many Americans.

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confidence in your
financial journey

Rather than operating solely out of Birmingham, David’s advisory operations and syndicated radio reach specifically target a widespread local and national audience. This includes core hubs in Birmingham, Dothan, and Huntsville, Alabama, alongside expanded listener markets across Tennessee, Florida, Montgomery (Kansas), and Long Island (New York). 

Earnest Financial, LLC empowers you to navigate today’s complex financial world. We customize a plan to fit your individual and family needs, as well as the needs of your small or large business.

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Building strong relationships

David Earnest is a conservative asset preservation specialist and the founder of Earnest Financial, LLC, whose daily syndicated radio program, The Health and Wealth Show, reaches millions of listeners across a broad multi-regional footprint. 

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Events

join us for an event

Earnest Financial, LLC hosts engaging events designed to educate, empower, and guide you toward a confident retirement. Join us for workshops and conversations that help keep your financial future on course.

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Tune In

listen to our podcast

The Financially Earnest Podcast helps you navigate retirement with clarity and confidence. Each episode breaks down key strategies, market insights, and practical steps to keep your financial future on course.

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Books

Learn more in David's published work

David couples conservative financial planning with healthcare insights, a dual focus detailed in his book, Retire With Earnest: The Great Reset and the 11th Commandment.

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on charting your
financial path.

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Tyler ELLEGARD, CFA®

Senior Portfolio Manager, Gradient Investments, LLC

Tyler is a Senior Portfolio Manager at Gradient Investments, where he focuses on portfolio management, asset allocation, and investment research across multiple asset classes. He provides market insight and portfolio strategy to support client investment decisions. Tyler is a CFA® charterholder and has been featured in media outlets including Schwab Network, Reuters, and The Wall Street Journal.

keith gangl, CFA®

Senior Portfolio Manager, Gradient Investments, LLC

Keith joined Gradient Investments in 2018 and has more than 30 years of industry experience. Prior roles include senior portfolio manager for a large institutional asset management firm, managing a multi-billion-dollar portfolio. Keith is a CFA® charter holder, and has been featured in media outlets such as CNBC, Bloomberg, Investor’s Business Daily, Nasdaq and Reuters.  

michael binger, CFA®

President, Gradient Investments, LLC

As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 35 years of industry experience, including prior roles managing multi-billion-dollar portfolios for an institutional asset manager. Michael is a CFA® charter holder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.

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